Home Purchase Loans Buy a Home in
with us
with Confidence
Whether you're a first-time buyer or upgrading to your next home, Gold Leaf Lending finds the right loan program for your budget, goals, and timeline.
✦ FHA · Conventional · USDA
✦ Veteran-Owned Business
✦ Home Loans Kansas City
✦ Refinance Kansas City
✦ $0 Down VA Loans
✦ Pre-Approved in Minutes
✦ VA Loans Kansas City
✦ DSCR Investor Loans
✦ Mortgage Broker Kansas City
✦ FHA · Conventional · USDA ✦ Veteran-Owned Business ✦ Home Loans Kansas City ✦ Refinance Kansas City ✦ $0 Down VA Loans ✦ Pre-Approved in Minutes ✦ VA Loans Kansas City ✦ DSCR Investor Loans ✦ Mortgage Broker Kansas City
Loan ProgramsFind the Right Loan for You
4 powerful home purchase programs. We'll match you with the one that saves you the most money for your situation.
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Conventional/FHA/USDA/VA
As low as 0% down payments
Quick preapprovals
Quick closings
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Down Payment Assistance Programs
Down payments covered in part or full
600+ credit scores
Fast closings
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Non-Traditional Financing
Bank Statement
DSCR
Profit and loss
Side by SideCompare Your Options
Not sure which program fits? This quick comparison helps narrow it down.
Feature
Conventional
Min. Credit Score
620+
Mortgage Insurance
PMI if <20%
Best For
Well qualified buyers
3–20%
Down Payment
FHA
USDA
3.5% (580+)
0%
500+
680+
MIP required
Guarantee fee & monthly MIP
Lower credit/savings
Rural homes
VA
0%
No minimum
None
Eligible veterans
Client ReviewsWhat Homebuyers Say
Tyler made the VA loan process incredibly smooth. As a veteran myself, I appreciated that he truly understood the program and got us to the closing table fast.
James R.
U.S. Army Veteran · Kansas City, MO
We were first-time buyers with no idea where to start. Gold Leaf Lending walked us through every step. Honest, clear, and fast. Couldn't have
asked for more.
Megan & Brian T.
First-Time Buyers · Overland Park, KS
Tyler structured a DSCR loan for my third rental property when other lenders couldn't make it work. His investor experience makes a
real difference.
Marcus L.
Real Estate Investor · Lee's Summit, MO
Ready to Get Pre-Approved?
Kansas City's veteran-owned mortgage broker — making home financing simple, clear, and stress-free since day one.