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What does your credit report say about you?

What does your credit say about you?

Not knowing what your credit report says about your finances may cost you more when trying to obtain a mortgage. Even those who pay everything on time might have an unaddressed credit issue that is hurting their credit! It is possible for incorrect information to be reported on your credit report, and it is important to identify any issues and correct them before you apply for a mortgage.

What makes up your credit report?

Your credit score is a numerical representation of your trustworthiness in paying back debt. Each bureau will present you with a credit score based on the data they have.

What is reported?

A few of the items reported on your credit may include:

  • Credit Cards
  • Department store cards
  • Gas cards
  • Bank cards
  • Airline cards
  • Installment Loans
  • Mortgage loans
  • Auto loans
  • Student loans
  •  Utilities
  • Rent (sometimes)
  • Collections or judgements
  • Bankruptcies

What does your credit history look like?

Credit history is a record of the health of each reporting credit line. Your credit score is created from the list below.

Payment History


Time Existing




Account Variety


New Credit


Tyler Blevins

Founder   //  NMLS #1771838

My mission is simple: Help you and your family create generational wealth through real estate.

Welcome to Gold Leaf Lending! I’m Tyler Blevins, an Air Force veteran turned mortgage lender! With a profound dedication to attention to detail and clear communication, I make it my mission to skillfully guide you through the most significant purchase of your life – your home.

My journey from the Air Force to the world of mortgages has instilled in me a strong sense of discipline, attention to detail, and unwavering integrity. These qualities drive my passion for delivering this seamless and stress-free experience to every client I have the privilege of assisting.

At Gold Leaf Lending, we understand that your home is more than just a transaction; it’s the foundation of your dreams and memories. I’m here not only to secure the best mortgage rates and terms for you as an independent mortgage broker, but also to be your trusted partner throughout your homeownership journey from your first home to the last. Whether you’re a first-time buyer, looking to refinance, or exploring investment opportunities, I’m committed to providing expert guidance tailored to your unique needs.

Thank you for choosing Gold Leaf Lending as your trusted mortgage partner. I look forward to helping you on your path to homeownership! 620-8737

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