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The mortgage process

Mortgage Loan

How the process works

1

Pre-Approval

The first step is to speak with us. We’ll guide you through the initial application and explain any documentation needed to find out exactly what you qualify for!

2

Shopping for a Home

Now that you know how much you can afford, it’s time to start shopping! You’ll work directly with your real estate agent to find the right home for you.

3

Placing an Offer

Once you find the right home, your real estate agent will draft up a contract and send your offer to the seller. Let the negotiations begin!

4

Underwriting

After the sellers accept your offer, we’ll begin finalizing your mortgage documents. We’ll guide you through every step of this as your scenario may be unique.

5

Closing

The only thing left is to sign the final paperwork and get the keys to your new home!

Ready to learn more?

Learn about the various loan programs we offer.

Learn about the next step in the mortgage process.